Boat owners need to be informed about boat insurance. There are a few things that you might not already be aware of when it comes to boat insurance in Whitesboro, TX. At SWH Insurance Agency LLC, we can help you to navigate the complexities of boat insurance.
The following are three things you might not know about boat insurance:
Hurricane coverage is not always automatically included in boat insurance policies.
Hurricane coverage is an important type of coverage to have for boat owners who live in an area of the country where hurricanes are common. However, hurricane coverage is not typically included in standard boat insurance policies.
If you want coverage for hurricane damage to your boat, you may have to purchase such coverage as an add-on policy feature.
Boat insurance coverage is limited to certain waters.
The most important aspect of boat insurance to understand is the geographical limitations that it goes along with. Boat insurance policies usually specify that boat usage is only covered in certain waters.
You need to make sure that your policy will cover you in all of the waters in which you’ll be navigating.
Boat insurance coverage offers only limited coverage for personal belongings.
If your personal belongings within your boat become destroyed in an accident, boat insurance will cover them up to a specific amount.
However, personal property coverage included in boat insurance is often fairly limited. You might want to invest in added personal property coverage if you keep especially valuable items in your boat.
Give Us A Call
Let us help you find boat insurance. If you are a boat owner in Whitesboro, TX with questions about insurance, we’re here to help at SWH Insurance Agency LLC. Give us a call today so that you can get a policy quote.
