When you’re the owner of a boat, you need to have insurance to protect the boat and yourself. You need a boat insurance policy for all of that protection. There are different types of coverage that can be present in a boat policy. You can generally choose the types of coverage that you want to be in your policy. It’s important to have enough coverage so that you’re financially protected in case of an accident. To get your boat policy, call us at SWH Insurance Agency LLC in Whitesboro, TX to find out more.
Liability Coverage
There are different kinds of liability coverage that can be included in a boat insurance policy. These include property damage and bodily injury liability. Each of these is important, and each can be highly expensive. Your liability coverage covers the cost of someone else’s damages that are caused by an accident that you’re at fault for. Your boat policy should have at least this type of coverage. If you hit an expensive boat, for example, it would be very difficult to pay for all of the damages without a boat policy. The policy would pay for the damages to keep you financially safer.
Collision and Comprehensive Coverage
These are two other types of coverage that can help keep you better protected in case of boating accidents and other events. Collision coverage protects you against the cost of your own damages when you’ve had an accident. Comprehensive coverage is a different kind of protection, protecting you against a large number of problems that can happen while your boat is on land.
Get Boat Insurance
Owning a boat means having boat insurance to protect yourself. To get started with a policy of your own, give us a call at SWH Insurance Agency LLC in Whitesboro, TX.
