Whitesboro, TX residents are required to have automobile liability insurance by law, and the minimum requirements are $30,000 per injury for each individual and $60,000 per wreck, along with $25,000 in property damage. Most lenders will require full coverage if a balance is owed on a vehicle, though many motorists whose vehicles are paid for also opt into these protections. Our team of insurance experts at SWH Insurance Agency LLC is here to help.
What To Do After An Accident
The very first imperative when involved in an accident is to make sure all parties are safe. Moving the vehicles is recommended when it is possible to do so safely, as these can cause other collisions when left on the road. When it isn’t possible to relocate the automobiles, utilize the hazard lights, cones, or flares if available.
Those without injuries should get to an area off the road and away from traffic. Care should be taken not to handle those with injuries unless absolutely necessary due to dangers from fire, congested roadways, or other life-threatening situations.
Call 911 and speak to dispatch about what happened, answering all questions to the best of your ability. Filing a police report can help you later on, as details can be hard to recall later on, and it provides a written account provided by a third party. Obtain the officer’s name, badge number, and phone number as well as the police report number.
Do not admit fault, and document the wreck with photographs. Be sure to exchange information with the other driver, and write down their contact details and insurance carrier information. Lastly, contact your SWH Insurance Agency LLC agent.
We Can Help
SWH Insurance Agency LLC faithfully serves the Whitesboro, TX region and can help automobile owners with their insurance needs. Reach out to us today by phone, email, or by stopping in the office.
